Motorbike loans
We can get you onto your dream motorbike at the best possible rate. We choose from hundreds of motorcycle loans offered by almost 30 different lenders to find the perfect solution for your individual needs.
How does motorcycle finance work?
The process for getting a motorcycle loan is essentially the same as that for a secured car loan, only that the bike acts as the security for the amount borrowed.
Simply fill out our easy online application form with a few key details and we'll get to work finding you the best financing options.
Whether you're after a new, near new or used motorbike, our expert team of brokers will help you find the best motorcycle finance available from a wide range of lenders.
What do I need to apply for motorcycle financing?
Different bike loan lenders may have different lending criteria, however, in most cases, you'll need at least the following to apply for a motorbike loan:
-
ID such as a passport or drivers licence
-
Employment details
-
Financial details including income statements, assets and any liabilities
-
Details of the bike you intend to purchase
We can help you every step of the way.
Our friendly loan specialist will do the hard work for you, navigating the maze of different lender requirements to get you the best possible bike loan for your needs. They will help you with your application, fight to get it approved quickly, and even arrange settlement.
Best possible deal
Our experienced loan specialist will fight for you and save you money.
Riding Gear included
Protective clothing and helmets can be financed along with the motorcycle.
Bad credit
We can find you good value finance regardless of your personal circumstances or credit history.
Easy process
We have taken the hassle out of getting a motorbike loan.
We can help you every step of the way.
Our friendly loan specialist will do the hard work for you, navigating the maze of different lender requirements to get you the best possible loan for your needs. They will help you with your application, fight to get it approved quickly, and even arrange settlement.
Best possible deal
Our experienced loan specialist will fight for you and save you money.
Riding Gear included
Protective clothing and helmets can be financed along with the motorcycle.
Bad credit
We can find you good value finance regardless of your personal circumstances or credit history.
Easy process
We have taken the hassle out of getting a motorbike loan.
Why choose a motorbike loan?
A motorbike loan is a great way to get on your motorbike sooner. We have a range of lenders providing specialised bike loans.
Motorbike loans can be used for road-registered bikes and also unregistered bikes, such as agriculture bikes and ATVs. Scooters can also be financed using a bike loan.
What to consider when comparing motorbike loans
There are lots of bike loan options in the market, but what should you be looking out for when comparing different products? Here's a few things to think about:
Loan interest rates
The bike loan rate you get will be the biggest factor in the overall cost of your loan and are available with both fixed and variable rates. Fixed rates have the benefit of knowing exactly what your repayments will be, while variable rates tend to offer more flexibility.
Loan Term
The length of the loan will impact both your ongoing monthly payments and the overall cost over time. For example, shorter loan terms typically mean higher repayments each month but will result in savings in the long run as you'll pay less interest. Motorbike loan terms can vary from lender to lender.
Fees and flexibility
As well as the interest rate, it's important to take into account the fees and other charges when looking at the cost of the loan. Some bike loans may also come with certain restrictions, for example, the ability to make extra repayments. So if this kind of flexibility is important to you be sure to know what you can and can't do before you apply.
Get in touch for affordable motorbike financing
For the best motorbike finance deals, fill out our online application form or talk to our expert brokers today.
At CarLoans.com.au, we've been helping people find the best bike loans available since 2013. With a wide panel of lenders, we'll be sure to get you on your bike and riding away sooner.
Frequently asked questions
Are your motorbike loans secured?
Yes, our motorbike loans are secured using the bike as security, which delivers a lower interest rate than an unsecured personal loan.
How long does it take for motorbike finance to be approved?
A bike loan approval is usually obtained within 48 hours, following credit checks and verification of information that was provided with the application.
Can I borrow to buy a used motorbike?
Yes, you can finance private sale motorbikes as well as brand new motorbikes from a dealer.
Can I borrow more than the motorbike is worth?
Yes, as long as you have the ability to make the repayments you will be able to include accessories, insurance and registration of the motorbike.
Arrange a Call
Fill out the following details and one of our car loan specialists will be in contact.