Chattel mortgage
We can help you get a work vehicle faster with a low-cost loan. Whether you are a sales rep or a business owner, we can get you a great deal.
We can help you every step of the way.
Apply online or over the phone with the help of one of our friendly loan specialists.
Once we know your story we’ll find you the ideal loan for your needs and handle the application for you.
We even arrange settlement so all you need to do is pick up your car!
Lowest cost
Our experienced car loan specialist will find you the best value chattel mortgage for your situation.
Reputable lenders
Lenders on our panel are rigorously vetted to ensure they offer excellent value and service, and have high ethical standards.
Not just for ABNs
Loans for anyone who needs a work vehicle including sales reps, tradies or anyone who is mainly using their vehicle for work purposes.
Hassle-free
We take the hassle out of getting a chattel loan by doing the hard work for you.
Why a chattel mortgage is good for business
A Chattel Mortgage is the most versatile kind of car loan. They come with flexible loan terms, from 1-5 years, the option for a balloon payment at the end, fixed or variable interest, and you can borrow the whole amount or reduce it through a deposit or trade in.
There are also potential advantages around GST and tax.
Frequently asked questions
What are the benefits of a chattel mortgage?
Generally a lower interest rate, low-doc options, the ability to claim depreciation on the vehicle, and the loan can be written under a company or trust name.
Is it tax efficient?
There can definitely be advantages for tax and GST but you need to discuss this with your accountant in relation to your personal situation.
Can I buy a second-hand car?
Yes, every lender has different rules but many will lend for second-hand vehicles.
How long does it take?
We have a quick application process and access to lenders who specialise in fast approvals. If your transaction is urgent, be sure to let us know.
Arrange a Call
Fill out the following details and one of our car loan specialists will be in contact.