Leasing doesn’t have to be complicated. Our experienced car loan specialists can walk you through your options and help you decide what is right for you.
Then they will find the best deal, help you complete your application and negotiate with the leasing company to get you the best deal.
Our lending specialists will get you the best possible deal so you save money.
We offer a variety of lease-types to suit your needs.
We have streamlined the process to take the hassle out of leasing a car.
We know exactly what our lenders require so we can get through to approval quickly.
Car leases operate on the basic premise that the lender owns the vehicle, and the borrower rents (leases) it via monthly payments. This can have significant tax advantages.
There are three different leasing options available, and it’s vital to choose the right one for your personal circumstances. Our specialists take the time to understand your story and give you up-to-date advice so you can make the right choice.
A novated lease can be a good way for salaried employees to purchase a new vehicle. Basically, it allows the finance to be paid using the pre-tax part of an employee’s salary. That maximizes spending power by using funds that would generally otherwise be lost as tax to pay the lease, and it also helps reduce the employee’s taxable income. A novated lease is a simple, three-way agreement between the employee, the employer and a financier. It’s easy to set up, it doesn’t impose a significant administrative burden on the employer, and it can even be packaged with a ‘fully maintained’ option to smooth out the operating costs.Learn more
An operating lease is set up in the same way as a finance lease (above) but the borrower does not take on the obligation to pay the residual value. The vehicle itself is merely handed back to the financier at the end of the term of the lease. What this means is that the borrower does not have to worry about whether or not to pay out or refinance the residual amount.Learn more
A finance lease is a common loan type for vehicles used in business. The vehicle is actually purchased by the financier, and rented out to the borrower in monthly installments. This generally involves a fixed monthly lease payment and a residual amount payable at the end of the term. At the time of purchase, the borrower typically chooses the vehicle at a dealership and negotiates a price in the conventional way – the subsequent finance arrangement is merely structured with the financier as the purchaser.Learn more
Yes, we have a range of lenders willing to offer low-doc ABN leasing on competitive terms.
Yes, unless you have a balloon or a residual owing, in which case you will need to pay that out before you own it.
No, as long as the business use is greater than 50% and you have evidence via a letter from your accountant, or if you are receiving a car allowance from your employer.
A minimum of two years to demonstrate the financial stability of your business.
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