As the range of lenders are limited when applying for a bad credit loan, depending on the severity of your credit rating would determine what kind of interest rate you could achieve.

If you are still able to be approved by a prime lender, your interest rates would be similar to what is available in the market for normal car loans. To be approved by a prime lender whilst you have adverse credit history, a reasonable explanation as to why you obtained the adverse credit history would need to be given and satisfied by the lender.

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