We're here to find the right finance for you.

At CarLoans.com.au, we've helped thousands of Australians get the right loan for them.

Why choose us?

At CarLoans.com.au, our car finance brokers have been helping customers find the best car loan offers in Australia since 2013. We’re here for only one reason - to get you the best deal. We are sure to have a solution for you from our panel of almost 30 reputable lenders offering hundreds of different car loans.



We think relationships are important. That’s why we give you one personal consultant from start to finish. They take the time to really understand your situation so they can get you the perfect loan.



We will process your application quickly because we specialise in vehicle loans. We know exactly what each lender needs and who they will approve, so you don’t have to waste time.



We will find you a better deal than you would get from a bank or from last minute finance at a car dealer. That means more money in your pocket for the other things you care about.



We think everyone deserves to own a car, regardless of their financial history. Our customers come from all walks of life (just like us), and have all kinds of credit records. We enjoy helping everyone.

Apply online or over the phone and we’ll handle the rest

CarLoans.com.au has taken the hassle out of getting a great value car loan. Our simple four step process saves you time and puts you in the driver’s seat faster.

  • iconApply online or over the phone and tell us your story.
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  • iconWe’ll find you the best loan.
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  • iconWe handle the application and settle on your behalf.
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  • iconPick up your car and drive away!
Apply online and we'll handle the rest

This is why we do it

We love helping people buy a car. It’s what drives us. Don’t take our word for it - see what our customers have to say!


Boat buy

Debra was open honest and transparent during the entire process which was extremely easy. Excellent customer service. Would definitely deal with this company again.


26 Apr 2024

Best loan support

Debra Shaw; She keep he well informed on the progress of the loan and paperwork need to help with me getting my new car loan and the rest of the team in the back ground I would recommend CarLoans


25 Apr 2024

Boat Loan

Jay was fantastic to deal with. The whole process was seamless. Applied one day, approved next morning and funds in account later that day! Jay was easy to communicate with and responsive. Highly recommended.


12 Apr 2024



Don't be
fooled by 0%


Relying on the car dealer for finance exposes you to a raft of other costs and weakens your bargaining position. Do you really think the dealer giving you the full finance picture? Don’t be fooled by the 0% interest rate. Nothing is for free.

Frequently asked questions

Applying for car finance is easy with CarLoans.com.au. You can apply over the phone or apply directly online.

All you’ll need to do is fill out details including the loan amount, the make and model of the car you'd like to purchase and some basic employment and income information - we’ll take care of the rest.

Our expert car finance brokers will find the best loan to suit your needs and guide you through the process from application to settlement. Then, all you need to worry about is picking up your new car!

For most lenders, the minimum amount you can borrow for a car loan is $5,000. Many lenders will allow you to borrow up to 100% of the vehicle’s purchase price, however other factors like your income, employment history and credit score can affect your borrowing capacity.

Eligiblilty requirements for a car loan include:

  • Aged least 18 years old,

  • Holding Australian citizenship or permanent residency,

  • Earning a regular income.

    Requirements will be different however from product to product and will also depend on each lender's own restrictions.

To apply for a car loan, the main documents and information required usually include:

  • Personal information and identification

  • Proof of income

  • Proof of assets and liabilities

  • Information about your car and insurance.

At CarLoans.com.au, our car loan brokers can help get your car finance approved and settled in less than 48 hours, depending on the information in your application and the type of vehicle loan you apply for.

Yes, we work with a variety of lenders to help borrowers with a poor credit history to find an affordable car finance option suited to their needs.

Yes, there are a range of financing options related to business car loans including chattel mortgages, leasing, and equipment financing, and each come with a range of benefits. To be eligible for a business car loan the vehicle must be used for business purposes.

A secured car loan uses the vehicle as security against the loan amount you borrow. If you fail to make your repayments, the lender can sell the asset to recover any lost proceeds.

In contrast, an unsecured loan does not have any security attached to it. Because of this, unsecured car loans typically come with higher interest rates and potentially fees as they are riskier for the lender.

A car loan comparison rate simply shows the true cost of the car loan. It considers the interest rate plus all fees and charges you’d need to pay on the loan.

Questions? We can help.

Call 1300 889 669

Our car loan specialists is here to help guide you, just give us a call.

Chat to us

Feel free to chat with us if you have any questions in mind.